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Showing posts from 2016

The World of Artificial Intelligence

The World of Artificial Intelligence Artificial Intelligence is a subdiscipline of computer science. The main objective of this wise technology is to create intelligent agents, that is, to develop software or create a combination of software and hardware, able to observe and study the environment in which it is present. Artificial Intelligence, also known as AI, is classified into two areas: strong AI and weak AI. Strong Artificial Intelligence means "computational intelligence" that meets or exceeds manual or human intelligence in a particular area. Weak AI, on the other hand, is completely the opposite of strong AI, because it is not designed to match human intelligence for any given activity. The world we are living in today is full of artificial intelligence. May be we do not acknowledge it, but it is still present in many things. There are different types of Artificial Intelligence technology or computer automation systems that are changing our lives; for instan

Everything you need to Know About Racial Harassment

Racial harassment is a discrimination (victimization) against any person centered on his or her race, color,  or ethnicity. Most of us do not know the exact definition of this term, but we do know that any type of harassment is bad and should never be encouraged.  Racial harassment is precluded in numerous nations where citizens can file civil lawsuits or submit complaints with a government organization. A few racial harassment laws are incorporated into the penal code, making the harassment a criminal offense. Generally, the victim has to show that he or she was offended, subjected to an aggressive or hostile domain, or intimidated. A lot of racial harassment claims are filed by people in work and education domains; despite the fact that most of the employers and institutions impose obligation to prevent racial harassment. Racial Harassment © Akhil Sharma   |   | All Rights Reserved Racial Harassment Complaints Most of the harassment complaints that ar

How to Stop Bullying: School bullying and Workplace bullying

Everything about bullying What is bullying? What is bullying © Akhil Sharma   |   | All Rights Reserved Whether in school or at a workplace, bullying is an approach or tactic to gain power and control over people. Attacking someone physically, calling names, threatening, damaging  property, using peer pressure, or abusing can all be types of bullying. We all are well aware of the term "bullying" so Instead of defining it more, I am going to discuss who can stop bullying, what you (we) can do to stop bullying, how to recognize a bully and how to stop bullying behavior. Who can stop bullying? Who Can Stop bullying © Akhil Sharma   |   | All Rights Reserved Well, it is usually up to the targeted person and those around them to stop it. Adults need to rely on managers, human resource department (HR), colleagues, and friends, while kids often rely on their classmates, teachers, and parents to end these harassing patterns

What I Should Know About Insurance Fraud

Insurance Fraud In the past, I wrote specifically about life insurance fraud , so I thought now I should write about the insurance fraud also, and what people need to know about insurance fraud. If you missed that post, then you can Click here to read about Life Insurance Fraud and how to report it. Let's talk about Insurance Fraud in general. © Akhil Sharma   |   | All Rights Reserved What is Insurance Fraud and Why Should You Worry? Any kind action or activity which incorporates swindling methods as well as fraudulent means to get insurance payouts is identified as Insurance Fraud. We all know what the term "Fraud" stands for; scam, cheating, and swindling an individual or a group of people for personal benefits. Insurance Frauds usually incorporate fraudulent insurance claims. As per the insurance industry, insurance fraud is common and a lot of these claims are never recognized, resulting in huge losses for the insurance industry. B

What are the Advantages and Disadvantages of Cashing Out Life Insurance?

The Advantages and Disadvantages of Cashing Out Life Insurance There are several advantages and disadvantages linked with cashing out your life insurance. The main advantage of cashing out a life insurance policy is the monetary payout, which might be required to settle health care expenses or unpaid bills; well, actually it is also one of the common reasons of cashing out insurance. Apart from the monetary payout benefit, you don't have to pay premium anymore as you are not covered. This one should also be taken into consideration as this is also a benefit that is linked with cashing out life insurance. Potential disadvantages of cashing out a life insurance policy include loss of financial coverage for family in case of death, as well as tax penalties. There are likewise particular upsides and downsides to using an insurance settlement firm, since the business exercises of these agencies are in some cases improperly regulated. So I explained everything in brief now let'

What is Private Mortgage Insurance and How Does It Work?

What is Private Mortgage Insurance and How Does It Work? Private Mortgage Insurance (PMI) or Lender Mortgage Insurance (LMI), also known as Mortgage insurance, is an insurance protection plan designed for protecting lenders against the losses from the potential default of debtors, borrowers, or home mortgages. The insurance policy is designed for and purchased by the lender, as well as the insurance premium is handed down to the borrower as a fee included in the regular mortgage payment. PMI is often needed for mortgages, when the down payment is less than twenty percent of the actual property value. © Akhil Sharma   |   | All Rights Reserved Fannie Mae Approval There are few conditions must be met to qualify for mortgage insurance, and these conditions are generally set by the Fannie Mae (Federal national mortgage association). These conditions incorporate the size of the mortgage, the sort of property being obtained against, and borrower credential

What Are The Benefits of Insurance?

What Are The Benefits of Insurance? There are many types of insurance and each type has different types of positive aspects. You can purchase different types of insurance policies for different benefits; like home, car, life, dental, and health insurance. The gains associated with each type of insurance coverage depend on the insurance service provider as well as the particular policy purchased. Based on your location, the law needs people to buy some kind of coverage, while it makes other types of insurance optional. First, you should understand the legal requirements of your area regarding the insurance coverage as well as the benefit, and then purchase the insurance. © Akhil Sharma   |   | All Rights Reserved Life, Dental, and Health Insurance Most people get certain sorts of protection arrangements through their employers, their parents or spouses, or some sort of professional affiliation. The most prevalent sort of such coverage includes life insura

Role of Insurance in Corporate Risk Management Methods

Role of Insurance in Corporate Risk Management Methods Companies and businesses have been managing risks for a long time. The process of risk management incorporates identifying, analyzing, rectifying potential risks associated with business activities. Most of the companies try to lower all their risks, however, it is practically impossible to lower risks to zero. To eliminate this concern, companies usually purchase risk management insurance. This particular type of insurance is designed to limit any potential damages to company's exercises and processes;  covering all the present risks that are identified by the company. If any risk that has been identified by the company through risk management strategies arises, a financial recovery will be issued by the insurance provider. This is the main role of insurance in corporate risk management methods. © Akhil Sharma   |   | All Rights Reserved Risk Management Insurance for Business Corporate firms and